The Complete Guide to Online Baccarat 2022

Learn everything you need to know about playing Baccarat online, including the game’s basic rules, terminology, and advanced strategies. This online Baccarat guide also includes game overviews, detailed explanations of different Baccarat variants, handy tips and tricks, free online Baccarat games, as well as, the best online casinos that offer real money Baccarat games, reviewed and rated by our experts.

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Overview

Online Baccarat is an online casino game that cannot go out of fashion. The game of Baccarat gained in popularity thanks to iconic James Bond movies. What adds to its popularity is a veil of intrigue and mystery that goes hand in hand with Baccarat. What also makes the game so popular is its simple gaming mechanics which makes it perfect for newbies and seasoned players. It is not uncommon to see Baccarat tables packed with cheering crowds either.

Baccarat is a popular card game and the game’s rules are very simple. Players whose card total is nine or closest to nine win.

Thanks to the introduction of different live Baccarat games, the game has never been so easily accessible on all gaming devices, including mobile devices. When playing live Baccarat games, players get to chat with each other as they try to compose the best possible hand.

This comprehensive online Baccarat game features everything you need to know about the iconic game, including information about the game’s humble beginnings. This guide also delves deeper into the game’s roots and origin and follows the game’s evolution throughout the years.

The guide also covers everything regarding different Baccarat hands and their impact on gaming sessions, as well as, information about the game’s payouts and rules. We also let you know which wagering options result in the best winning odds and we discuss the game’s pros and cons. When it comes to playing the game like a pro, you need to know in-game terminologies and the jargon used and this is also covered in this guide.

On this page, you will also come across a short guide with all the different online Baccarat games you can play at online casinos, including online casinos we recommend you check out. Moreover, we take a look at all the different online Baccarat variants to see which games offer the best winning potential. The bottom line, we want to assist you with finding the best online Baccarat options so you have the best winning odds.

The guide also includes a separate section with the most frequently asked questions to clarify any concerns or questions you may have about playing this iconic game. The FAQs section is featured at the end of this page.

Pros & Cons

Pros
Online Baccarat is one of the easiest online casino games to play.
The casino edge of Baccarat games is 1.06% when wagering on the Banker.
Online Baccarat caters to both low and high rollers.
Cons
Classic Baccarat does not feature a substantial winning potential.
The gameplay flow may get monotonous for players who are more interested in action-packed games

History

The game of Baccarat originated in Europe. More specifically, it has been around since the 10th century. According to most historians, the game originated in Italy while it was refined in France sometime in the 14th century. From Europe, the game found its way to the American continent where it was further refined with the modern rules we know today.

When translated from Italian the word Baccarat means zero. With this in mind, the game was designed with one simple rule that all Tens, Jacks, Queens, and Kings are equal to zero. Since the game’s creation, this is one rule that persisted.

The game of Baccarat was widely played among the French royal families. Back in the day, the game was called Chemin de Fer. This particular variant of the game was refined during the French revolution. The game of Baccarat that was introduced from Europe to other parts of the globe was called Punto Banco.

Europe is known for producing impressive goods that last centuries and some of the best classic table and card games originate from European soil. When it comes to gambling in North America, the Great Depression had a major impact on the survival of casino games. When gambling was declared legal in the United States, games including Punto Banco reached new heights in popularity, especially after the Great Depression. However, back in the day gambling was primarily reserved for the elite.

Thanks to the introduction of the Internet, the game of Baccarat became very popular all over the globe, including in the United States. Today, almost every online casino has at least a couple of different Baccarat games, such as Mini Baccarat which employs the basic rules of the game played in land-based casinos of Atlantic City and Las Vegas.


Popular Terms

Many words used in the game of Baccarat came from French and Italian which perfectly reflects the game’s French and Italian roots. Some of the most commonly used terms in the game of Baccarat also reflect its integration within the North American culture.

Baccarat: Baccarat refers to having a hand that equals zero. This is not something you want to have when playing the game. Banker: This is one of the three most popular betting options in the game. Essentially, you bet on the Banker or the Dealer. If your Banker bet wins you get a 1 to 1 payout minus the commission fee of 5% that goes to the casino. This bet is also sometimes called Banco.

Coup: Coup refers to a single round of Baccarat, including the hands of the Banker and the Player.

Dealer: The dealer or the croupier that deals and shifts the cards in gaming rounds.

Mini Baccarat: This is a very popular version of the game played online. When compared to classic Baccarat games, Mini Baccarat comes with lower betting limits.

Natural: This term refers to having two initial cards whose total is either nine or eight.

Player: This is yet another common move in the game of Baccarat which involves betting on the Player’s hand. Winning Player bets deliver payouts of 1 to 1. These bets also come with a casino edge slightly over. Winning Player bets is also called Punto.

Run: Run refers to simultaneous wagers that players can wager on other winning consecutive hands. 

Standoff: A standoff is when both the player and the Dealer have the same cards.

Tie: Tie refers to a standoff between the Player and the Banker. Tie bets are not common due to their high casino edge of around 15%. On the other hand, payouts of 8 to 1 are very lucrative.


Rules

The game of Baccarat accommodates up to fourteen players. Every game round is usually played with up to eight card decks. The Ten, Jack, Queen, and King cards are always worth zero, while Aves are valued at one. The remaining cards have their face value. Every gaming round starts with players making their bets on either the Banker, Player, or Tie. Once bets are settled, the Banker and all players at the same table receive two cards.

In the game of Baccarat, the hand cannot exceed nine. Hence, when you have a card total that exceeds nine only the second number counts for your total hand. In addition, extra cards are never dealt when the card total is nine or eight.

In the game of Baccarat, the dealer shoe is presented by the Banker, just like in Poker and Craps games and gaming rounds go in the clockwise direction on the Baccarat table. However, there is a small difference when the gaming round is won by the Banker’s side. In this case, the deal shoe does not move.

When it comes to the rule of the game, they slightly differ when playing Mini Baccara in regards to the way cards are dealt. Other than this, the remaining rules are always the same. However, winning odds slightly differ when you play classic Baccarat games. In Mini Baccarat, the dealer works with a six-deck shoe and all cards currently on the table are facing down.


Strategy

The game of Baccarat is a very simple and straightforward game so there is not much you can do in terms of incorporating different winning strategies. Essentially, you have two options, to bet on the Player’s or the Banker’s hand. At the beginning of each gaming round, payouts for both options are 1 to 1. However, winnings on the Banker’s hand incur a 5% commission that goes to the casino.

When it comes to strategy, the most crucial thing to keep in mind is your hard-earned funds. You need to be fully aware of your budget. You need a set budget and you need to stick to it. One of the biggest benefits of playing online Baccarat is the opportunity to win big but at the same time, there is a high probability of losing your money due to the casino advantage tule.

This is why many online casino players prefer French Baccarat variants, such as Chemin de Fer and Baccarat Banque. At the same time, these specific variants are not so commonly accessible but if you find yourself roaming the streets of famous European cities you may come across land-based casinos offering both variants.

Tips

We have a selection of handy tips and tricks you should implement to get the most out of playing online Baccarat.

Getting Started

For new players, getting started with online Baccarat can be a little challenging. To help get started on the right foot, we have five tips that can help you enjoy your online Baccarat experience more.

1 Learn the game’s flow

Playing online Baccarat is very simple due to the game’s simplistic mechanics. To get comfortable with playing the game, make sure you understand the game’s flow starting from placing your first wager to making later decisions. Free online Baccarat games can help you gain the necessary experience.

2 Understand the casino edge and winning odds

Knowing your winning odds related to different betting options will most certainly help you when it comes to making smarter decisions. Moreover, understanding the casino edge on every hand also makes the whole decision-making process way more straightforward.

3 Pick the Baccarat variant that matches your playing style

Despite the fact that Baccarat is a very simple game, there are several exciting variants you get to choose from. Every variant has something different and unique, such as winning multipliers and different table options that impact the game’s flow.

4 Play at a Reputable Online Casino

We always recommend you join and play your favorite games at licensed, reputable online casinos. Joining these iGaming sites may also make you eligible for hefty bonuses.

5 Claim casino bonuses for Baccarat players

When claiming a sign-up bonus, make sure you understand all of the bonus terms and conditions. You also want to claim bonuses that feature lower playthrough requirements, alongside other fair terms and conditions.

Baccarat Terminology

To become a seasoned Baccarat player, you need to familiarize yourself with some of the most basic online Baccarat terms. The most commonly used terms refer to different hands and their payouts. To help you learn all the jargon we have a guide with everything you need to know.

Learn more

Baccarat Game Types

Since online Baccarat is a very simple game you may find it surprising that it comes in many different variants thanks to innovative software developers. Every different online Baccarat game adds something different to your gaming sessions.

Baccarat

Baccarat is one of the simplest card games you can play online. You have three betting options, including the Player, Banker, and Tie. Players aim to predict which hand will have the total closest to nine from the three available options.

Live Baccarat

Live Baccarat is played just like standard versions of the game but instead of playing against casino software you play with real dealers. Live Baccarat accommodates multiple players to make the whole gaming experience more immersive.

Dragon Tiger

Dragon Tiger is an exciting two-card Baccarat variant that is played against the house. In this game, all bet boxes get one card, and players make their decisions before the cards are dealt. Dragon Tiger usually features prop bets as well.

Live Dragon Tiger

Live Dragon Tiger is commonly accessible at online casinos that feature live casino games. Like other live dealer games, real dealers deal the cards in Live Dragon Tiger. Live Dragon Tiger also accommodates multiple players.

Lightning Baccarat

Lighting Baccarat is a more fast-paced Baccarat version that features winning multipliers. At the start of each gaming round, up to five cards are drawn from the deck. Winning multipliers worth up to 262,144x the original stake can significantly boost your payouts.

Punto Banco

In Punto Banco, there are only two wagering boxes, Banco and Punto. Each betting option has its own rules when it comes to drawing cards. Punto draws as always determined by hands alone, while actions on the Banco box are determined by Punto hands' value.

Baccarat Banque

Baccarat Banque is mostly found at land-based casinos. In this Baccarat variant, the dealer generally plays against two or even more players. All cards that are valued at nine or eight win instantly. Also, players’ cards are always compared against the dealer’s hand.

Baccarat Squeeze

Baccarat Squeeze is another live dealer Baccarat game that follows the basic rules of the game. In this version, the cards are always dealt facing down hence the term “squeeze”. In Baccarat Squeeze, the dealer only shows part of the cards when revealing them.

Speed Baccarat

Speed Baccarat is also only found in live dealer venues. The game follows the same basic rules. Speed Baccarat is a more fast-paced game since every gaming round lasts up to twenty-seven seconds. Speed Baccarat is usually reserved for more experienced players since bets go up to kr1000 per hand.

Mini Baccarat

Mini Baccarat is the best option for new players. Mini Baccarat has the same payout and betting rules as online Baccarat games but it only accepts smaller stakes.

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FAQ

There are two main reasons to avoid placing Tie bets. The first is the fact Tie bets come with the lowest winning probability of just around 9.51%. The second main reason is a push result that happens when no Tie bets are placed.

Wagering on the Banker is the best option among the three available betting options. Banker bets win around 45.87% of the time. Without Tie bets, Banker bets win around 51% of the time.

We have compiled a list of the best, top-ranked online casinos that let you play real money online Baccarat. We have also a list of the best bonuses for fans of Baccarat.

No, you do not need any special skills to play the popular table game. Baccarat is a game of luck since every outcome is completely random. The best strategy to employ is to familiarize yourself with all the different winning odds related to different betting options and hope that luck is on your side.

No, online Baccarat games featured at licensed, reputable online casinos are not rigged in any way. These casinos work with independent RNG auditors that test the fairness of every RNG game to ensure they offer fair play.

Live dealer baccarat games follow the same basic rules as RNG Baccarat games but they are played against real dealers instead of casino software.

As you know by now, the Banker bet comes with the highest winning probability but at the same time, the casino takes 5% of your winnings on these bets which is a disadvantage.

There are there betting options in online Baccarat and each comes with a different casino edge. The Banker bet has a 1.06% casino edge, the Player bet has a 1.24% casino edge, and finally, the Tie bet comes with a hefty 14.36% casino edge.

Yes, many online casinos let you play exciting Baccarat games in free modes. Playing free online Baccarat is definitely recommended especially if you are a beginner player.

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